5 Reasons To Buy Extended Car Warranty

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An extended auto warranty, sometimes referred to as an extended service plan, is an additional guarantee offered to customers who also have the regular warranty for their vehicles. This type of policy covers more than the traditional warranties of new vehicles. It can cover unexpected mechanical problems that may occur, such as brake failure, transmission problems, and more.

When purchasing an extended warranty plan, make it a point to get the details of the coverage limits and exclusions first. If a provider limits the number of covered repairs, you may be in trouble if something happens to your vehicle. Make sure you understand all the smallest details of the extended car warranty before purchasing it.

Now let’s go back to why you’ll really need one. Here are the most important reasons why an extended auto warranty is important to anyone with an automobile:

Investment Protection

One of most convincing reasons why you should get a car warranty is that it protects your investment. Now, you might say most cars have traditional warranties that go along with the purchase of the vehicle. So, why would you still need an extended car warranty?

A regular car warranty doesn’t cover everything. It may not cover engine problems or that much-needed replacement of worn-out parts. You may also have to shoulder damages that occur due to collision, vandalism, or theft. In most cases, they won’t even cover damages caused by an act of nature such as a tornado or lightning. However, this isn’t always the case when it comes to an extended car warranty.

The best extended car warranties are designed to provide reasonable care and maintenance of durable parts. This means you’ll be able to protect your car, an expensive investment, from losing its value because of wear and tear.

Peace Of Mind

The most obvious reason is that it provides peace of mind. When you know your vehicle will be covered in the event of breakdown or damage due to circumstances beyond your control, you won’t have to worry so much. Do note though that the cost of these warranties depends on the coverage you choose and some plans are more expensive than others.

If your car breaks down, you won’t have to worry about having to buy a new vehicle, or having it towed to a repair shop because most providers will cover it under their warranty. You can also relax knowing that any unforeseen mechanical problems will be taken care of.

You should also note that extended warranties vary from one company to the next. This is why it’s advised that you shop around before purchasing an Extended Car Warranty. Compare costs and read all the fine print carefully before making a purchase. Doing so can save you hundreds of dollars when the time comes that you finally need to use the warranty.

Customizable Plans

Car warranty needs or preferences usually vary between owners. For those who need all the benefits of an extended car warranty, there are companies that offer just that. Some provide coverage for repair costs only, while others may provide comprehensive coverage for both mechanical breakdown and engine wear and tear.

You can always choose a plan that works for your particular needs and circumstances. With a more specific coverage, you’re better protected and you won’t have to spend money on services that you won’t really need.

You should also take a look at what’s offered when you’re considering the benefits of an extended car warranty. You can easily compare plans by researching online, where you can also use price comparison sites to find the best deal. You’ll find that some plans will offer more than the others. Of course, you also need to read about all the benefits they offer, and compare the costs and value so you really know what you’re getting for the money you’ll be spending.

Protection Against Unexpected Expenses

This benefit of an extended car warranty is perhaps the top reason of individuals who get them. If you own a used or inexpensive vehicle, an extended car warranty can save you money on repair costs. But even if you own a luxury sedan or a family car, an extended warranty may help you cover unexpected repair costs and prevent you from having to shell out out-of-pocket expenses on routine vehicle maintenance. For owners who don’t drive so much, they can benefit as well, because the cost of unexpected repairs can add up quickly.

Additional Benefits

The cost of extended warranty premiums can vary from one company to another so it’s important to shop around and compare the rates and benefits of different companies. Apart from protecting your investment and your wallet, an extended car warranty lets you enjoy additional benefits such as:

  • Complimentary towing services in case your car breaks down anywhere. All you need to do is call your warranty provider for assistance.
  • 24/7 roadside assistance. Car won’t start or your flat tire needs changing? Help’s just a phone call away.
  • Reimbursement coverage. If your trip was interrupted or canceled because of car troubles, some companies reimburse their customers a certain amount for their trip costs.
  • Car rental services. If your vehicle breaks down during your drive, some extended car warranties may also offer transferable coverage.

The benefits of extended car warranty plans are more valuable for owners who frequently use their vehicles. Many of these plans are designed to give you peace of mind, and a decreased risk of paying for costly repairs and other expenses in the future. This type of protection can help anyone save a great deal of money.


When you want to have the best benefits of an extended car warranty, it pays to do some research. You’ll want to make sure that you find a reputable company. You can easily do this online by visiting several auto insurance websites. Compare what each company has to offer, and contact them to ask questions if their websites can’t provide you with all the information you need. Once you’re satisfied with what you find and it ticks all the boxes, you can finally start your application!


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